Policy is not available in all states.

Critical Illness Insurance does not replace the need for health insurance.

These benefit conditions and procedures are described in simple terms, and each has exceptions and limitations that are described in detail in the Summary of Coverage.

Return of premium is not available in Florida or Minnesota.

THIS IS A LIMITED BENEFIT HEALTH INSURANCE POLICY. IT CONTAINS EXCLUSIONS, LIMITATIONS, REDUCTION OF BENEFITS AND TERMS FOR KEEPING THEM IN FORCE. PRODUCT AVAILABILITY, BENEFITS, COVERAGE, EXCLUSIONS AND LIMITATIONS MAY VARY BY STATE.

Policy series numbers 0907-80, 0907-80-U

Rider series 0107-85

The Western and Southern Life Insurance Company operates in DC and all states except AK, CT, ME, MA, NH, NY, and VT.

The Western and Southern Life Insurance Company | Cincinnati, OH

Investments are offered through an affiliate of Western & Southern Life.

CriticalIllness-1502

Last Updated: 10/31/2016