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Term Life Insurance

Simple Choice:
We Make It Simple.
The Choice Is Yours.

Simple Choice Infographic Video

Term Life Insurance:
It's More Affordable Than You May Think

Term Life Insurance Infographic Video

You may go through periods in your life when money is tight or when you're not quite sure you want permanent life insurance. Term life insurance is affordable coverage that lasts for only the number of years you elect at issue.

Most term life insurance policies are convertible. The convertibility option lets you exchange your term life policy for a whole life policy with no additional underwriting.

Western & Southern Life offers you a variety of term life insurance options:

Simple Choice Annual Renewable & Convertible Term

Simple Choice Annual Renewable & Convertible Term is insurance that is automatically renewable at the end of each one-year term period, with generally increasing premiums. It allows you to convert your policy to a permanent insurance with no additional underwriting.

Simple Choice Guaranteed Level Term

Simple Choice Guaranteed Level Term insurance is available in several term options: 10-Year, 15-Year, 20-Year, and 30-Year. These plans have guaranteed level premiums during the term period and may be renewed thereafter without additional underwriting. These plans are also convertible to permanent insurance.

Term to 25

Term to 25 (Convertible Term to Age 25) gives your child term insurance protection to age 25 at guaranteed level premiums. It is convertible without additional underwriting.

These policies are issued by The Western and Southern Life Insurance Company or Western-Southern Life Assurance Company, Cincinnati, Ohio. They may not be available in all states or may have different provisions in certain states.

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Last Updated: 9/18/2017