About Us

One of Strongest Life Insurance Groups in the World

Western & Southern Financial Group (Western & Southern) is incredibly strong on the financial front. The disciplined way we approach our business has resulted in a financial strength that is at the top of the industry. We are one of the strongest life insurance groups in the world. As one of the highest-rated insurers, we were profiled in Best’s Review magazine (July 2010) among 11 life/health insurers that have maintained an A or higher financial strength rating for the past 75 years.

In 2008, amidst the U.S. economy’s significant downturn, Western & Southern’s insurance businesses achieved another year of record sales. We believe this confidence in our company is a direct result of clients pursuing a flight to quality. They are seeking strong, safe companies to provide their financial services. At Western & Southern, we take their financial security seriously — very seriously.

A History of Financial Strength — More Than 125 Years of Success

Our heritage began in 1888, when our founders sought to make financial security attainable for ordinary citizens. They achieved their goal by establishing The Western and Southern Life Insurance Company. The leaders who followed them expanded their vision. Today, Western & Southern Financial Group is a Fortune 500 company. We are a rapidly growing, service-oriented family of companies providing life and health insurance, annuities, mutual funds and investment management for millions of people.

The Western and Southern Life Insurance Company

Since its founding in 1888, The Western and Southern Life Insurance Company (Western & Southern Life) has adhered to a basic principle: service to policyholders. High-quality personalized service has always been, and will continue to be, the company's primary objective. The company maintains more than 180 offices operating in 22 states and the District of Columbia and provides more than 2,100 licensed, experienced field personnel to assess your personal situation and make recommendations based on your individual needs. This personal touch has made the company what it is today – a financial institution recognized throughout the industry for its outstanding stability and strength. Western & Southern Life's products and services are offered through two companies. Traditional whole life and Critical Illness Insurance are issued by The Western and Southern Life Insurance Company. Universal Life, term and annuity products are issued by Western-Southern Life Assurance Company, a wholly owned subsidiary of The Western and Southern Life Insurance Company.

Western & Southern Financial Group

As the parent company of The Western and Southern Life Insurance Company, Western & Southern Financial Group is a Cincinnati-based diversified family of financial services companies with total assets owned ($41 billion) and managed ($26 billion) reaching $67 billion as of Dec. 31, 2013. A nationally recognized leader in consumer and business financial services, Western & Southern Life provides life and health insurance, annuities, mutual funds, and investment management for millions of people through its member companies.