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Choosing between pension options can be a difficult task. Choosing an option that guarantees your spouse pension benefits after your death means extra security but also lower monthly benefits. On the other hand, choosing a pension option that only
pays through your lifetime can provide larger monthly payments, but requires a lump sum
to protect your
spouse if she outlives you. Use this calculator to help decide which pension option works best for your particular retirement needs.
*This Web site contains tools and calculators that are hypothetical in nature and used for illustrative purposes only.
This is a self-help tool. This information is provided for illustrative purposes to assist you regarding your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations, and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal, or tax advice. Your circumstances are unique, and you should consult with a financial, legal, or tax advisor as appropriate. In addition, such information should not be relied upon as the only source of information.