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CONSUMER ALERT:
Protect Yourself from Telephone ID Thief Scams – Recent Reports Show Criminals Are Misrepresenting Themselves

Our home office has received notice of three instances in which Western & Southern Life customers received calls from someone falsely claiming to represent our company. The illegitimate caller warns our customer that his or her policy is in danger of lapsing and requests personal information such as a Social Security number.

Actual Western & Southern Life associates may require customers to provide information (such as date of birth, address, and possibly the last four digits of a Social Security number) to verify customer identity, but they do not ask for an individual's entire Social Security number for verification purposes. So, if someone calls you claiming to be from Western & Southern Life and asks for a complete Social Security number to verify identity, please protect yourself, and DO NOT REPLY.

Western & Southern Life takes very seriously our obligation to protect your confidential information. If you have any questions, please call our Client Relationship Center at 1.866.975.4331 (1.866-WSLife1) or e-mail us to verify a caller's legitimacy.

Western & Southern Life Earns 2016 Top 100 Military Friendly® Employer and Military Friendly® Spouse Employer Designations

Military Friendly Employer Military Friendly Spouse Employer

Western & Southern Life has earned the 2016 Top 100 Military Friendly® Employer and Military Friendly® Spouse Employer designations from Victory Media, publisher
of G.I. Jobs and Military Spouse.

These designations highlight Western & Southern Life's commitment to supporting veterans by inviting them to join the company. With 148 offices across the United States, Western & Southern Life's financial representatives provide middle-income Americans access to life insurance, annuities, investments, and retirement strategies. Read more.

Tax News

Retirement Contribution Limits as of January 1, 2016

The 2016 contribution limits for Traditional and Roth IRAs are $5,500 for those under age 50 and $6,500 for those age 50 and above. The deadline for making a contribution to your 2016 IRA is April 17, 2017.

For employer-sponsored 401(k), 403(b), and 457 plans, the 2016 limits are $18,000 (under age 50) and $24,000 (age 50 and above). For SIMPLE plans, it is $12,500 (under age 50) and $15,500 (age 50 and above). The maximum SEP contribution is 25%, with a dollar limit of $53,000.

Western & Southern Life does not provide tax or legal advice. Please contact your tax or legal advisor regarding your situation.

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Business News at Western & Southern Financial Group

Visit our news releases for all the latest news about Western & Southern Financial Group and its member companies.

Western & Southern Financial Group's 2014 Annual Report Now Available Online

We are pleased to report that 2014, our 126th year, was the best yet.

For the full year, our GAAP (Generally Accepted Accounting Principles) net income reached $395.2 million, driven by record operating income of $367.8 million resulting from strong returns on investments and record fee income generated by our asset management businesses.

We ended 2014 with consolidated (owned) assets reaching $42.8 billion, while total assets owned and managed exceeded $70 billion for the first time. Net worth totaled a record $7.5 billion, up from $7.1 billion at year-end 2013.

Our GAAP capital-to-asset ratio, a true measure of a company's financial strength, was a robust 17.5 percent. This continues to be more than double the average of the 15 largest publicly traded U.S. life companies and is clear evidence of our exceptionally strong financial position at the top of our industry. Read more.

Quarterly Commentary: Market Reboot

Nick Sargen, Chief Economist and Senior Investment Advisor for Fort Washington Investment Advisors, Inc. (a member of Western & Southern Financial Group), shares his latest economic analysis of the market.

WSLife.com Launches Small Business Section to Help Owners Plan for the Future

WSLife.com's Small Business section is designed to help owners explore strategies for continuing the success of their businesses. Small business owners can learn more about some of the challenges they will eventually face, including maximizing the benefits offered to employees, being able to exit the business with a full financial advantage, and maximizing and protecting the business's value.

Western & Southern Life Earns 2016 Top 100 Military Friendly® Employer and Military Friendly® Spouse Employer Designations

Military Friendly Employer Military Friendly Spouse Employer

For the third consecutive year, The Western and Southern Life Insurance Company (Western & Southern Life) has been designated a 2016 Top 100 Military Friendly® Employer by Victory Media, publisher of G.I. Jobs® and Military Spouse. The company also has earned the 2016 Military Friendly® Spouse Employer designation for the second year in a row.

"Western & Southern Life continues to proactively hire military talent, and we feel that hiring from the military community can be a strategic competitive advantage for our company," said Troy D. Brodie, president of Western & Southern Lifeís Agency Group, the companyís field agent sales force. Read more.

Western & Southern Life's Military Recruitment Program Takes Pride in Its Partnerships

In addition to its 2016 Top 100 Military Friendly® Employer, Military Friendly® Spouse Employer, and Veteran Friendly Employer designations, Western & Southern Life celebrates its military partnerships with Employer Support of the Guard and Reserve (ESGR), Military Spouse Employment Partnership (MSEP), and Hiring Our Heroes.

Western & Southern Life Advances Financial Education in Hispanic Community

The Western and Southern Life Insurance Company (Western & Southern Life) is partnering with Una Familia Sin Fronteras Foundation (A Family Without Boundaries Foundation) to advance financial education in the Hispanic community across the country.

Una Familia Sin Fronteras Foundation, an initiative of Liberty Tax Service, strives to provide the financial and educational resources needed to empower Hispanic immigrants to achieve financial success in the United States, at little or no cost. Read more.

Western & Southern Life Supports VetFriendly 50,000 Jobs Challenge

Veteran Friendly Employer

Western & Southern Life has been designated a 2013 Veteran Friendly Employer by Veteran Recruiting, the leading provider of virtual career fairs for the military community. Western & Southern Life is one of more than 30 leading employers signed on to hire at least 50,000 veterans by 2018 in support of the VetFriendly 50,000 Jobs Challenge.

WSLife.com Awarded DALBAR's 2014 Financial Services Communications Seal

DALBAR's 2014 Financial Services Communications Seal

Western & Southern Life has earned the DALBAR 2014 Financial Services Communications Seal for its Consumer Life Insurance & Annuity Web site (based upon its No. 12 ranking for the fourth quarter of 2013).

The DALBAR Financial Services Communications Seal is a mark of excellence awarded to financial services communications that excel in meeting the needs of consumers. The Communications Seal applies the same standards of excellence to a variety of media, ranging from investor statements to Web sites.

Fox News Feature: Western & Southern Life Hiring Veterans

This Fox Flash: Hiring our heroes segment highlights Western & Southern Life and its commitment to offering a variety of challenging job opportunities to our military veterans, reservists, and their spouses.

Read through our upcoming job fairs to learn more about additional recruiting opportunities for military personnel who have recently completed their service, their spouses, and older military veterans ready to transition into new careers.

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Last Updated: 1/9/2017