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 The Western and Southern Life Insurance Company (Western & Southern) has formed strategic partnerships with several financially strong companies to provide you with insurance for your other needs. These partners make available to you health insurance, long-term care insurance, Medicare supplement insurance, and disability income insurance. Western & Southern has chosen these partners because they demonstrate the same commitment to quality customer service and they have earned strong ratings from the industry.  Long-Term Care Insurance Long-term care coverage was designed to pay for the costs associated with nursing home care, home health care, and assisted living facilities. This product is for those individuals and couples who wish to protect the savings and assets they have spent a lifetime accumulating. Medicare Supplement Insurance Medicare (Medigap) is a health insurance program for people age 65 and older. The Medigap policy is used to fill in the gaps in the original Medicare Plan. There are 10 standardized Medigap plans called "A" through "J". These policies help you to lower your out-of-pocket expenses and get more health insurance coverage. Disability Income Insurance Disability income products are designed to protect individuals and families from financial loss following an accident or illness. If you become disabled and unable to work, your expenses don't stop. In fact, your monthly expenses could even increase – especially if you need additional help at home, can no longer drive, or have to pay for expenses that aren't completely reimbursed by your medical coverage. Disability insurance will provide monthly payments to help you meet your ongoing daily living expenses. Individual Health Insurance Health insurance for individuals and families is designed to provide protection to those who do not receive coverage through their employers. Health insurance plans are designed to provide protection through a range of basic plans to more advanced plans that make numerous optional benefits available. Health insurance helps individuals and families avoid financially devastating situations. Health Savings Accounts Health savings accounts are an excellent choice for individuals and families who want to control their health insurance costs by combining a lower-cost high-deductible insurance plan with a tax-advantaged savings account and network discounts. Group Health Insurance Group health insurance is available to provide employers the flexibility to achieve balance between the needs of employees and the bottom line. These plans, which range from traditional indemnity to a wide variety of cost-saving PPO plans, offer a variety of benefits that are sure to meet your employees' needs. For More Information For learn more about these products, please contact an agent, send us an e-mail, or call 1.866.832.7719.
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| Updated 10/24/2007 |
