Achieving financial security requires planning and setting goals. When you’re just starting out, the plan can be pretty simple. Your goals will shift over the years. What you hope for and plan when you finish school will change as you add family responsibilities or change jobs, and your financial plan should adjust accordingly. Setting goals and developing a financial plan will set you on a secure path and keep you out of debt. A few key decisions made today can impact your family's financial situation for years to come. These Money Milestones explain four key building blocks.