Our Benefits - Western & Southern Life Careers

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	The Western and Southern Life Insurance Company is pleased to offer our associates a highly competitive benefits package. Flexdollars are available to purchase medical options, and incentives are provided for non-tobacco use and maintaining a healthy weight. Below is a brief summary of our flexible benefits package. Medical Coverage Associates are eligible for medical coverage on their first day of employment. Three flexible medical options with prescription drug coverage are available in all locations, while HMOs and/or PPOs are available in certain locations. Dental Coverage Associates are also eligible for dental coverage on their first day of employment. Two flexible dental options and one PPO is available to associates, depending on their tenure with the company. Life Insurance Associates are eligible for life insurance in the amount of their annual earnings (for one year) on their first day of employment. The face amount of the insurance policy can be increased with tenure. Disability Short-term disability is available to associates at no charge after one year of employment. Long-term disability is available in January following the completion of two years of service. Associate contributions are based upon age, tobacco use, length of service, and the specific option selected. Company-Funded Pension Annuity at age 65 is given to associates based on period of service, Social Security, and an average annual earnings calculation. Retirement benefits are vested after five years of service. Associates are eligible for this program at no cost on January 1 of the year following completion of one year of service. 401(k) Retirement Savings Plan Associates may contribute up to the maximum permitted under federal law through payroll deduction. The Company matches one percent of earnings if associates contribute at least two percent of their earnings. Company contributions are 100 percent vested after five years of service. Miscellaneous Other employee benefits include vacation and holiday pay, sick days, Flexible Spending Accounts, and health and wellness programs.