For more than 120 years, Western & Southern Financial Group has demonstrated resolve and resiliency throughout challenging economic cycles. Our mutual holding company structure allows us to invest for the long-term without the short-term market pressure that often compels higher risks. We maintain a rigorous asset-liability management process to continuously monitor and adjust portfolios to align with the best long-term interests of our policyholders.
Western & Southern’s financial strength is well-known. It is the cornerstone of our success. We remain deeply committed to protecting our financial stability on behalf of our customers. Please feel free to contact us at 1.866.832.7719 if you have any questions or would like additional information. New My Accounts Registration and Login
As part of our ongoing commitment to continually improve the online security of your personal information,
Western & Southern Life has implemented a new registration process for our policy/contract owners and shareholders
who access their accounts through WSLife.com. The new process features a personalized WSLife.com Site Verification Text
a graphic element that appears during your login to visually verify that the login page presented to you is truly
from WSLife.com and not a "spoof" site or a "phisher". In addition, the login
process has been separated into two separate screens for entering your user name and password.
As a result of these new enhanced security measures, all owners wishing to access their accounts are required
to reregister, a process that may take a few minutes to complete.
To expedite the process, please have your policy/contract number, Social Security Number, and insured's date
of birth at hand. To begin your reregistration, please login with your current user name and password.
You can read more about these security upgrades in My Accounts FAQs
and One-Time Payment FAQs. If you have any questions, please use our
Live Help or call
our Client Relationship Center at 1.866.832.7719 between 8:00 a.m. and 10:00 p.m. ET, Monday through
Thursday, 8:00 a.m. and 6:00 p.m. ET on Friday, and
9:00 a.m. and 1:00 p.m. ET on Saturday (excluding holidays).
EasyPay Offers Online Payment Options
Paying your premiums just got easier! As a WSLife.com registered user, you can now pay your bill online in one of three ways. Click on the links below to learn more:
Industry News Book says green is good business color
(2010-03-17) Mar. 17--Dan Smolen suggests that many of today's up-and-coming executives might want to forgo the usual gray or blue power suit for a green one.
Senate to pass jobless aid, business tax breaks
(2010-03-10) WASHINGTON--Legislation blending help for the jobless with popular tax breaks for businesses and individuals is slated to pass the Senate Wednesday over protests from conservatives who say it adds too much to the $12.5 trillion national debt.
Study: Recession dealt blow to saving practices
(2010-02-23) Feb. 23--At the start of the nation's fourth annual America Saves Week, organizers Monday released an annual survey suggesting the latest downturn, dubbed the "Great Recession," has eroded the savings practices of millions of Americans.
Tax News
Required Minimum Distributions to Be Suspended for 2009
The Worker, Retiree, and Employer Recovery Act of 2008 will suspend required distributions for IRAs and
defined contribution plans for the calendar year of 2009. This suspension applies to lifetime distributions
to employees and IRA owners and to post-death distributions to beneficiaries. This provision also applies
to individuals who attain age 70½ in 2009 and who elect to take their first distribution by April 1, 2010.
It does not apply to individuals who reach age 70½ in 2008 and wish to defer their first distribution to
April 1, 2009.
Retirement Contribution Changes as of January 1, 2009
The 2009 contribution limits for Traditional and Roth IRAs remain the same at $5,000 and $6,000 for the under age
50 and age 50 and above cohorts, respectively. Employer-sponsored limits, however, are increased. For 401(k), 403(b),
and 457 plans, the new limits are $16,500 and $22,000 for the under age 50 and age 50 and above groups, respectively.
For SIMPLE plans, it is $11,500 (under age 50) and $14,000 (age 50 and above). The maximum SEP contribution is still
25%, but the dollar limit is increased to $49,000.
Western & Southern Life does not provide tax or legal advice. Please contact
your tax or legal advisor regarding your situation.
Visit our news releases for all the latest news about Western & Southern Financial Group and its member companies.
WSLife.com Again Earns the Customer
Respect Group's No. 1 Ranking in the Life Insurance Industry
For 2009, the Customer Respect Group (CRG) ranks WSLife.com as the highest rated in its industry with a score of 7.5 on
the 10-point scale. In addition to its No. 1 ranking in the life insurance industry, WSLife.com also achieved first
place status in two of the five sub-indexes: Trust (measurement of how respectful a site is in collecting and managing
personal data) and Dialog (measurements that include e-mail, real-time chat, access to callbacks, central telephone
numbers, and local offices/agents).
Try Our New Life Insurance
Selection Tool
Need help choosing life insurance? Use our fast and easy Life Insurance Selection Tool to help you decide which
type of life insurance might be right for you. Choose a Life Event or take the iQuiz to learn more about life
insurance benefits.
New Free
Information Page Offers Spanish and Bilingual Publications
Check out our new Spanish Free Information page, featuring educational publications in PDF format that you can
download at no cost. Browse through our library of free information, which includes takeCHARGE! newsletters,
information about the company, insurance product brochures, life event booklets, and a safety-themed coloring
book for kids.
Read Our Fall-Winter 2009 Issue of takeCHARGE!
Western & Southern Life's newsletter is hot off the press! Featured articles in the Fall-Winter 2009
takeCHARGE! include 'Tis the Season for Charitable Gifting, Give Yourself a Gift by Taking Charge of Your Holiday Budget,
Five Resolutions That Will Boost Your Financial Peace of Mind in 2010, How to Stop Heating Costs from Chilling Your Budget,
and How’s Your Financial Fitness?
What's Happening in the Market?
Nicholas Sargen, Chief Investment Officer of Western & Southern Financial Group, discusses the future economic landscape
in this commentary entitled The 2010 Outlook: Will Recovery Become Self-Sustaining?
Help Us Serve You Better: Complete Our Quick Spanish Survey
Now that WSLife.com's Spanish site has been live for several months, we would like to hear what you think.
Send your feedback by completing our short five-minute survey. Your opinions will help us develop a Spanish site
that offers timely, useful, and educational information of interest to you.
Access New Product and Company Information on WSLife.mobi Via Your Mobile Wireless Device
WSLife.mobi has just expanded its content. Now you can use your iPhone, BlackBerry, and other wireless devices to
connect to WSLife.mobi and read more specific company and product information, including highlights about our financial
strength and details about our insurance, annuities, and mutual funds. Use our mobile site to find essential
information whenever you are traveling or don't have access to your laptop or desktop computer.
Nuevo en nuestro sitio
Nueva página con información gratis incluye publicaciones bilingües y en español.
Visite nuestra nueva página de información, que ofrece publicaciones educativas en formato PDF que usted puede descargar gratis. Busque en nuestra biblioteca de información, el boletín takeCHARGE!, información sobre la compañía, folletos sobre nuestros productos, folletos sobre eventos de la vida, y una publicación para colorear exclusiva para niños sobre como jugar seguros.
Ayúdenos para ofrecerle un mejor
servicio. Lo invitamos a participar en nuestra breve encuesta.
Nos gustaría conocer su opinión acerca de nuestro sitio WSLife.com en español. Su opinión es muy importante
para ayudarnos a diseñar un sitio que ofrezca información útil, relevante, y al mismo tiempo educativa.
Envíenos sus opiniones participando en la siguiente encuesta, que le tomara solo 5 minutos para completarla.
WSLife/español estrena nuevo sitio
Los invitamos a explorar nuestro nuevo y expandido sitio en español ahora con más valiosa información educativa
sobre como planear durante las diferentes etapas de la vida y opciones para proteger a sus seres queridos.
Además, ahora es más fácil obtener una cotización, encontrar una oficina, y comunicarse con nosotros.
Aprenda más visitando nuestro sitio.
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